Article provided by: Diane Bertolin, Mortgage Agent in Association With Unimor Capital Corp.
A mortgage broker and a car salesman walk into a bar... Okay, the following isn't much of a joke, but it's a great anecdote, and after reading this, you will understand why it's better to find a reputed mortgage broker in Hamilton. Diane Bertolin UCC invites you to use our mortgage calculator today.
Is Buying a Car Like Choosing a Mortgage Broker?
Imagine you go to a car dealership to buy a car because you need a new vehicle to accommodate your growing family. After an hour or so of comparing the different car models, you decide to purchase a Ford Explorer. You reason that you will need more room than the Ford Escape provides, and the Ford Explorer seems to do the trick.
But wait! What about all the other car makers? Did you know that the Honda CR-V and the Toyota Rav4 are slightly bigger than the Escape? And did you know that the Rav4 comes in a hybrid model? How about the Subaru Outback? And what if Subaru is offering a massive cashback on their Outbacks from 2016, a model not too dissimilar from their 2017 model? Wouldn't it be nice to know this?
Wouldn't it have been nice to compare all car models from all car manufacturers instead of just one manufacturer? What does this have to do with selecting a mortgage broker? Everything!
Give Yourself More Options
Yes, if you purchase that Ford Explorer, you may be happy with it. It's possible. But was it the right choice knowing that you could have purchased something very similar, something that would have suited your needs better, and for a lower price? If you had more information and access to all the other car manufacturers, would you still have chose the Explorer? Probably not.
When you go to one of the big banks, you'll have access to about four different products- fixed, variable, and open mortgage as well as home equity lines of credit. Each of these products has its own options and flexibility, but you'll have to work with whatever is available to you, even though what is available may not be exactly what you need.
This is what the banks do. They give you their mortgage options because that's all they have access to. That's where having a great mortgage broker in Hamilton comes in.
Contact Diane Bertolin to Discuss ALL of Your Mortgage Options
Diane Bertolin UCC is a trusted mortgage broker in Hamilton who has access to, and is an expert in, hundreds of different mortgage products. What's amazing is that we can guide our clients with the right mix of interest rate, options, and mortgage flexibility that suits their needs.
At our office, we even give people the choice between different mortgage products and lenders. Ultimately, it's about choice and education. We want you to know all of your mortgage options because taking a mortgage is a choice you will have to live with for many years to come- one that we don't want you to regret.
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